Our Promises to You!
- To always RESPECT your time and your investment
- TRANSPARENCY throughout every interaction
- To make every experience EASY
- To make your time with Capital FUN!
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Buying a car is a major life decision, and one of the more expensive purchases in your lifetime. The process can be stressful: choosing the right car, making sure your budget and payments make sense for your life and then making sure the warranty and extra little things are taken care of. Don’t worry. Capital GMC is here to help you through the entire process!
Our Finance Managers are here to understand your budget, your lifestyle, and help create a payment plan that makes the car-buying process easy. Capital GMC works with several national and local banks, all competing for your business, so you can be sure you’re getting the best interest rate available. If your credit history is a little rocky, have no fear. Our relationship with lenders allows us to help you build your credit back up. We can also offer in-house financing through Capital Finance if that’s the best option for you.
So you’re ready to buy? Capital GMC is excited to help you find the vehicle of your dreams. Our process is transparent, friendly, and non-pressure to allow an easy car buying experience.
Do you have questions about buying a car? Here are some frequently asked questions:
Most of our customers prefer to finance their vehicle through a bank; we scour the banks and find the best interest rate for you. We also have the option of in-house financing through Capital Finance, and leasing options through GM.
We also accept cash, credit card, bank drafts, or loans through a bank if you’ve decided to obtain your own financing through your preferred bank.
We can help you take care of the old loan to simplify your payments. We will add the remaining balance of your old car loan (minus any trade-in value if you opt to trade it in) to the new contract. This will create one car payment instead of two!
Absolutely! We’re the #1 Used Vehicle dealer in Canada – we LOVE trades. We will offer you an honest value for your vehicle, you can get an average trade-in value with our Trade Gauge tool.
Not at all. However, we cannot guarantee the vehicle you’re interested in will still be in stock when you make your decision. If you’re truly in love with a vehicle, but need some time to think about it, we recommend putting a deposit on the vehicle to ensure no one else takes it home first! Someone may be in love with the exact car you’re thinking about!
Yes! We offer a transparent process and that includes vehicle history reports. We offer CarProof and we offer all the information we have on the vehicle, including accident/damage history and amount, where it’s been registered, recalls, if it was a lease or rental, and even service history.
We may not have access to information to history that was not claimed or if the work was done privately, but we do our best to give all the information we can!
Let us take care of it! We want the process to be simple, fun, and rewarding. The best option, if you’re wanting to finance or lease the vehicle, is to fill out a Finance Pre-Approval form; this will allow us to start working for you right away.
Now the fun part: a Product Specialist can help you find the vehicle you’re looking for, make sure it fits your needs, budget, and lifestyle. Then test drive!! (The real fun part!)
If you’ve found the one, the next step is talking to a Finance Manager to secure the loan (if necessary), determine payment plan including length, frequency, and amount, as well as any extras you may want such as extended warranty, roadside assistance, insurance, and more.